It’s the newest way to get around Houston — ridesharing programs. All you need to do is hail a ride through an app on your cell phone. It’s convenient, it’s cheap, and it’s easier than waiting for a taxi or public transportation. Programs like Uber and Lyft even reduced DUI incidents in Houston,
However, ridesharing programs do come at a cost. If you get into an accident as a passenger, there may be an issue with insurance. You may be stuck paying out of pocket. What can you do if this happens?
The ridesharing accident lawyer Erica de Lachcia knows the problems car accident victims can face. She works hard to make sure you get the compensation you deserve following an accident.
Insurance Problems in Ridesharing Accidents
Most ridesharing companies require drivers to obtain an insurance policy. However, the policy that a driver gets may not cover the passenger nor would your own auto insurance.
According to Uber, the company does have liability coverage. However, this coverage only applies to drivers and only in certain circumstances. For example, if the driver got into an accident before or after accepting a ride, then Uber’s insurance will not cover him/her. It’s only when the driver has a fare.
What If You’re the Ridesharing Driver?
In most cases, when someone who drives for a living gets into an accident, any injuries can be claimed under workers’ compensation. However, that is not the case for ridesharing programs.
Many of these companies consider their drivers to be independent contractors. This means that the company’s workers’ compensation insurer does not have to pay since the driver is not technically an employee.
What to Do After a Ridesharing Accident
If you are injured as a passenger in an Uber or Lyft vehicle, here are some steps you should follow:
- Seek medical attention as soon as possible
- Make sure the police arrive at the scene, even if you are the one who calls them
- Take photographs of the accident scene
- Get all the information you can regarding the identity of the driver and the car’s license plate
- Record the names of any eyewitnesses
There may be some confusion regarding payment of your medical bills. However, an experienced Houston car accident attorney can help guide you through the process.
If you were injured as a passenger in a ridesharing vehicle such as Uber or Lyft, know what your legal options are. The de Lachica Law Firm can assist you regarding the pursuit of a claim against the driver and/or the other party involved in the accident. There is no cost to meet with us. Call and make an appointment!